Ripple priceRipple price

View the historical Ripple price by day, week, month or year. The table shows opening and closing price, daily trading volume and percentage price change compared to the previous period.

Ripple is an American company. It opened its doors in 2012, when it was still called Opencoin. The name changed to Ripple in 2015. This company designed and developed the Ripple protocol, which lets banks process (international) transactions at lightning speed.

The current payment system involves many intermediaries. As a result, transferring money to another bank costs a lot of time and money. A money transfer to your niece in Indonesia can easily pass through dozens of banks before the funds land in her account. It's especially in this kind of international transaction that Ripple is used by banks.

When a transaction takes place between two banks that both use the Ripple protocol, it usually takes only a few seconds because the banks communicate directly with each other via the Ripple network.

XRP has risen sharply over the years. Did you invest right from the start? Then you got lucky! Below are a few XRP milestones:

• 2012: Ripple was founded in 2012 by Chris Larsen and Jed McCaleb. From the start the project focused on fast and cheap international payments. The associated XRP token was also introduced that same year. The price was still under €0.01 per token at the time.
• 2013: Ripple Labs secured its first major investors. At the same time, the first steps were taken towards partnerships with banks and financial institutions. XRP remained relatively unknown in this phase and was barely traded.
• 2015: In 2015, Ripple Labs came into contact with regulator FinCEN and reached a settlement over breaches of anti-money laundering rules. The impact on the price was limited and XRP continued to trade around a few cents.
• 2017: The 2017 bull market caused a huge surge. XRP rose from around €0.01 at the start of that year to more than €2.50 in January 2018. Ripple announced multiple partnerships with banks and payment processors, which further boosted confidence. XRP briefly pushed through to second place by market capitalisation.
• 2018: At the start of 2018 sentiment turned and a long bear market began. Despite the launch of xRapid (later On-Demand Liquidity), which used XRP for international payments, the price fell during the year to around €0.25. The downtrend continued until the end of 2020.
• 2020: Towards the end of 2020 the market entered an upward phase again. XRP rose in a short time from around €0.20 to above €0.60. In December, however, came a major setback when the US SEC filed a lawsuit against Ripple Labs. The accusation that XRP was an unregistered security caused a sharp drop of more than 60%. XRP fell back below €0.20 and was delisted by several major exchanges.
• 2021: Despite the legal uncertainty, Ripple kept working on international partnerships and the use of On-Demand Liquidity grew. XRP benefited from the broader bull market and briefly peaked above €1.50, but failed to reach the old record levels.
• 2023: In July 2023 came an important moment in the lawsuit. The judge ruled that trading XRP on exchanges did not constitute the trading of securities. This gave the market confidence and triggered a quick rise towards €0.80, the highest level in more than a year.
• 2024: The legal battle with the SEC remained an important factor for the price in 2024 too. XRP traded for a long time between €0.40 and €0.70. Sentiment changed quickly from November onwards. The price rose from around €0.50 to above €2 in December, driven by optimism about a possible favourable outcome of the lawsuit and renewed investor confidence.
• 2025: In August 2025 there was more clarity in the case with the SEC. Ripple had to pay a fine of $125 million and was given restrictions on the sale of XRP to institutional investors. At the same time it was confirmed that XRP on exchanges is not a security. With that, much of the uncertainty in the market disappeared.
  
  During this period, expectations about a possible XRP ETF also grew, sparking additional investor interest. The price rose and reached a peak of around €3 in July. The months that followed saw a decline, partly because of profit-taking and broader economic uncertainty. By the end of the year XRP was around €1.60.
• 2026: At the start of 2026 the pressure on the market remained. In February, XRP fell to around €1.03. Geopolitical tensions, rising energy prices and inflation concerns led to a cautious market and pressure on risk assets.